Mortgage loans for individuals and companies rise to 967.9 billion riyals (+6%) at end of Q1 2026

Saudi currency

Mortgage loans granted by commercial banks in Saudi Arabia to individuals and companies increased by 6% at the end of Q1 2026 to reach about 967.9 billion riyals, compared to 909.9 billion riyals at the end of Q1 2025.

According to updated data published by the Saudi Central Bank (SAMA), the value of loans granted to individuals, which constitute 77% of total mortgage loans, increased by 6% during Q1 2026, reaching about 740.5 billion riyals, compared to the same period in 2025.

Mortgage loans granted to companies reached about 227.4 billion riyals at the end of Q1 2026, up 8% year-on-year.

According to the report, personal consumer loans saw a limited increase of 0.3% to reach 481.1 billion riyals.

Consumer loans include, in addition to loans for renovation and improvement of properties, loans for cars and personal transport, consumer loans for education, health, tourism, travel, furniture, durable goods, and other loans.

Credit card loans increased by 11% at the end of Q1 2026 to reach 34.1 billion riyals, compared to the end of Q1 2025.

Real estate financing program

Saudi bank loans

Economic reports

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