Data from the Saudi Central Bank (SAMA) revealed that real estate loans granted by commercial banks in Saudi Arabia to individuals and companies increased by 6% by the end of Q1 2026 to about SAR 967.9 billion, compared to SAR 909.9 billion at the end of Q1 2025.

According to the data, the value of loans to individuals, which constitute 77% of total real estate loans, rose by 6% in Q1 2026 to about SAR 740.5 billion, compared to the end of the same period in 2025.

Real estate loans to companies reached about SAR 227.4 billion by the end of Q1 2026, up 8% year-on-year.

Consumer Loans

According to the report, personal consumer loans saw a limited increase of 0.3% during the period to reach SAR 481.1 billion.

Consumer loans include, in addition to loans for property renovation and improvement, loans for cars and personal transportation, consumer loans for education, health, tourism and travel, furniture, durable goods, and other loans.

Credit card loans increased by 11% by the end of Q1 2026 to SAR 34.1 billion, compared to the end of Q1 2025.