The achievements of the Saudi economy throughout the years since the launch of the Kingdom's Vision 2030 reflect the magnitude of the efforts exerted by the leadership to build a sustainable national economy, ensuring that the Kingdom always maintains the largest economy in the Middle East region. This is achieved through the economy's ability to influence its regional surroundings, with its impact extending to the international arena by virtue of the Kingdom's weight as a member of the G20, in addition to its commercial weight as one of the world's largest oil producers and exporters.

Among the signs of the strength of the Saudi economy is its supportive banking sector, which backs the economic landscape through its ability to support economic activity under all circumstances. This was recently evident amid the challenges posed by the recent war in the Arabian Gulf region and its geopolitical repercussions. The sector played its role in supporting the mega-projects introduced by the vision and securing the required liquidity for their completion, countering the negative expectations that affected economic growth in the region's countries and the pace of credit expansion.

The continuous growth currently witnessed by Saudi banks across their various sectors is one of the fruits of Vision 2030, which has consistently worked to cement the Kingdom's status as the most stable and robust economy in the region. This is supported by balanced monetary and fiscal policies that have strengthened the Saudi banking sector and enhanced liquidity management efficiency. This was manifested in the success of the Saudi Central Bank in managing monetary policy and maintaining financial stability, alongside continued growth in bank credit, rising money supply, and strengthened foreign reserve levels. This has helped Saudi banks finance economic activities and individuals, driven by strong capital adequacy, prudent risk management, and regulatory policies that have sustained growth and supported the targets of Vision 2030.

When total bank credit extended during the fourth quarter of 2025 recorded an annual growth of 11.5%, reaching 3,296 billion riyals, driven by increased credit to individuals and real estate activities, this is evidence of the strength of the Saudi economy. It also indicates Vision 2030's direction in continuing the path of development and reform despite any challenges. This growth boosts consumer confidence and strong consumer spending, along with government support programs, making the need for financing stronger than the impact of high interest rates.

Praise for the efficiency of the Saudi banking sector has not been limited to local financial institutions; international institutions have also joined in, affirming repeatedly that the Saudi banking sector continues to maintain its financial soundness and ability to support economic activity, despite the challenges posed by geopolitical developments in the region. Credit rating agencies Moody's and Fitch have maintained Saudi Arabia's credit rating with a stable outlook, while S&P Global has forecast continued growth in bank credit during the current year (2026).